These Terms of Service (“Terms”) govern your use of the Cleriq mobile application and related services (the “Service”), owned and operated by Macbeth Labs, a sole proprietorship registered in British Columbia, Canada (“Cleriq,” “we,” “us,” or “our”). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
Cleriq is a behavioral tool that helps you record your own investment reasoning and reflects your own behavior back to you. Cleriq is not a registered investment adviser, dealer, portfolio manager, or broker, and is not registered with any securities regulator. Nothing in the Service is a recommendation, solicitation, or offer to buy, sell, or hold any security or to adopt any investment strategy. The Service is provided for informational and educational purposes only. You are solely responsible for your own investment decisions. Always consider seeking advice from a licensed financial, tax, or legal professional before acting.
You must be at least 18 years old and able to form a binding contract to use the Service. By using Cleriq, you represent that you meet these requirements and that the information you provide is accurate.
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly of any unauthorized use. You may delete your account at any time from within the app (Profile → Delete account).
If you connect a brokerage account, you authorize us and our data provider (Plaid) to access read-only account information on your behalf. We rely on third parties (including Plaid and Financial Modeling Prep) for account and market data. This data may be delayed, incomplete, or inaccurate, and is provided “as is” without warranty. You should not rely on it for time-sensitive or trading decisions, and you should verify important information with your brokerage or an authoritative source.
You agree not to:
The Service, including its software, design, content, and the Cleriq name and logo, is owned by Cleriq and protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial use. You retain ownership of the content you input (such as your thesis notes); you grant us a license to process it solely to provide the Service.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DATA OR INSIGHTS WILL BE ACCURATE OR COMPLETE. WE ARE NOT RESPONSIBLE FOR ANY INVESTMENT DECISIONS YOU MAKE OR ANY LOSSES YOU INCUR.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLERIQ AND ITS OPERATOR WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR FOR ANY LOSS OF PROFITS, INVESTMENTS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR CAD $50. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
You agree to indemnify and hold harmless Cleriq and its operator from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service or your violation of these Terms.
You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you violate these Terms or if we discontinue the Service. Provisions that by their nature should survive termination (including disclaimers, limitations of liability, and intellectual-property terms) will survive.
We may modify or discontinue the Service, and we may update these Terms from time to time. We will post the updated Terms with a new “Last updated” date and, where appropriate, notify you in the app. Your continued use after changes take effect constitutes acceptance.
These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable there, without regard to conflict-of-laws rules. You agree to the exclusive jurisdiction of the courts located in British Columbia, Canada, except where applicable consumer-protection law gives you the right to bring proceedings elsewhere.
If you download the app from the Apple App Store, you acknowledge that these Terms are between you and Cleriq, not Apple, and that Apple is not responsible for the Service or its support. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them. Your use must also comply with the Apple Media Services Terms and Conditions.
Macbeth Labs (operator of Cleriq)
Email: support@cleriq.app
2222 King George Blvd, Surrey, BC V3T 2W1, Canada